What is MCP?

A standard protocol for AI agents to safely access external tools and data

About This Document

This guide covers the core concepts, categories, and trade-offs of MCP. If you're new to MCP, start here. For hands-on implementation details, see development.md.

What is MCP?

MCP (Model Context Protocol) is an open standard protocol led by Anthropic.

In short: a common protocol that enables AI agents to safely access external tools and data.

The USB-C Analogy

Just as USB-C connects various devices (mice, keyboards, external drives) to a PC with one standard, MCP connects not only various tools and services (RFC specifications, translation APIs, legal databases) but also physical devices and sensors (IoT devices, scanners, OCR, etc.) to AI with one protocol.

The Essence: Giving AI a "Hand"

AI excels at text input and output, but by default it cannot interact with the outside world—no network access, no file operations. MCP standardizes this gap and gives AI the tools it needs to act.

Why MCP?

The Problem: AI's Knowledge Cutoff and Dynamic Data

AI can only answer within its training data. For example:

• It doesn't know the latest RFC specifications (RFC 6455 and beyond)
• It cannot use translation services like DeepL or Google Translate
• It cannot search legal databases or proprietary knowledge bases

Before MCP: The N×M Problem

Before MCP, each AI tool (Claude Code, Cursor, VS Code) had to individually integrate with each service (RFC, translation, legal databases).

N AI tools × M services = N×M integrations needed

After MCP: Reduced to N+M

With MCP standardization, each service publishes one MCP server, and all AI tools automatically gain access to it.

N AI tools + M MCP servers = N+M implementations total

MCP's Three-Layer Architecture

MCP has three clearly defined layers with distinct roles.

Roles and Developer Involvement

The following table summarizes each layer's responsibilities and how developers interact with them.

Layer	Role	Example	Developer Role
Host	UI, session management, user interface	Claude Code, Cursor, VS Code	User
Client	JSON-RPC communication, request/response handling	Built into Host	Usually transparent
Server	Tool/resource provision, actual implementation	rfcxml-mcp, deepl-mcp	You build this

Key Insight

When developing an MCP server, you only implement the Server layer. The Client is built into the Host, so you don't need to worry about protocol details.

MCP Categories

MCP servers can be classified along two axes: "what they do" (purpose-based) and "how they're implemented" (implementation-based).

Purpose-based Classification

MCP's utility goes far beyond "unwavering reference sources." In practice, MCP servers serve six distinct purpose categories.

Category	Role	Examples
Reference	Structured access to authoritative specs, standards, and regulations	rfcxml-mcp, w3c-mcp, hourei-mcp, pdf-spec-mcp
Transform	Data format or language conversion	deepl-mcp, mermaid-mcp
Evaluate	Quality or score measurement	xcomet-mcp
Verify	Specification compliance confirmation	rfcxml-mcp (validate_statement, etc.)
Execute	Domain-specific processing	rxjs-mcp, pdf-reader-mcp
Retrieve	General external data retrieval	epsg-mcp

Important: A single MCP can span multiple categories. For example, rfcxml-mcp serves both Reference (specification lookup) and Verify (compliance validation).

Implementation-based Classification

From a technical implementation perspective, MCP servers fall into four patterns.

Pattern	Characteristics	Examples
Local Data	No external communication; data bundled in package	epsg-mcp, pdf-spec-mcp
External API	Communicates with external APIs via HTTP/HTTPS	rfcxml-mcp, w3c-mcp, hourei-mcp
Model Loading	Loads ML models for local inference	xcomet-mcp-server
Hybrid	Combination of multiple patterns	pdf-reader-mcp (local + URL fetch)

Relationship Between the Two Axes

Purpose-based and implementation-based classifications are independent axes. For instance, "Reference" MCPs can be either Local Data (pdf-spec-mcp) or External API (rfcxml-mcp). When designing an MCP, first clarify "what you want to achieve" (purpose), then select "how to implement it" (pattern).

Implementation Pattern Selection Flowchart

When building a new MCP server, use the following flowchart to determine which implementation pattern applies.

Core Features of MCP Servers

MCP servers provide three core capabilities.

Tools - The Most Common

Functions that AI can invoke, similar to Remote Procedure Calls (RPC).

Examples:

• rfcxml:get_rfc_structure - Fetch RFC specification structure
• deepl:translate-text - Translate text
• xcomet:xcomet_evaluate - Evaluate translation quality

Resources

Data sources that AI can read, accessed via URI.

Examples:

• file:///path/to/data - File system data
• rfc://6455 - RFC specification document

Prompts

Reusable prompt templates, formalized as repeatable workflows.

Examples:

• Translation quality evaluation template
• Code review template

Feature Comparison

The following table contrasts these three capabilities.

Feature	Data Direction	Description	Usage Frequency
Tools	AI → Server	AI calls server functions	★★★ Most common
Resources	Server → AI	Server provides data without UI	★★ Moderate
Prompts	Server → AI	Template provision	★ Limited

Additional Utility Features

Beyond the core capabilities (Tools/Resources/Prompts), MCP defines several utility features. None are mandatory, but they become valuable for advanced use cases.

Sampling

Server requests AI inference in reverse. Useful when delegating complex decisions to the AI.

Roots

Limits the file system scope that the server can access. Critical for security.

Logging

Structured log output for debugging and monitoring.

Progress

Progress reporting for long-running operations to improve user experience.

Implementation Note

Most MCP servers function perfectly with Tools alone. Add features incrementally as needed.

Benefits

Adopting MCP provides the following advantages.

• ✅ Standardization
  Once built, your server works with multiple AI hosts (Claude Code, Cursor, VS Code). Protocol unification drastically reduces integration costs.

• ✅ Reusability
  Publish on npm and users can start using it instantly with npx. Deployment and maintenance are simple.

• ✅ Dynamic Processing
  Enable real-time data fetching and processing. Complement AI's knowledge cutoff.

• ✅ Authority Direct access to authoritative sources (RFC originals, legal databases). Reduces AI hallucinations. This is one of MCP's purposes (Reference), alongside other diverse roles such as Transform, Evaluate, Verify, Execute, and Retrieve.

• ✅ Separation of Concerns
  Tool logic and AI logic are cleanly separated. Changes have limited scope.

Drawbacks and Risks

MCP also comes with trade-offs and risks to be aware of.

• ❌ Context Consumption
  Tool definitions consume tokens just to load. With many tools, context window pressure becomes real.

• ❌ Startup Overhead
  Requires server process management. Overkill for simple cases.

• ❌ Security Risks
  Input validation gaps or permission misconfigurations can cause serious damage. See security.md for details.

• ❌ Maintenance Cost
  You must track external API changes. Long-term sustainability requires careful design.

• ❌ Over-MCP-ification
  Resist the temptation to MCP everything. CLI + Skills often suffice.

Key Insight

Services with official CLIs (gh, aws, gcloud) are better served by CLI + Skills, not MCP. See 03-architecture.md ("CLI vs MCP") for the decision framework.

MCP Implementations in This Repository

The ai-agent-architecture repository accumulates practical knowledge from developing and operating MCPs.

Custom MCPs (Published on npm)

Seven MCP servers designed, implemented, and released:

• rfcxml-mcp - Search and fetch IETF RFC specifications
• w3c-mcp - Search and reference W3C/WHATWG web specifications
• xcomet-mcp - Evaluate translation quality (uses machine learning models)
• rxjs-mcp - RxJS operator guide and code execution
• epsg-mcp - Search and transform coordinate reference systems (CRS)
• pdf-spec-mcp - Search PDF specifications (ISO 32000)
• pdf-reader-mcp - Read and extract text from PDFs

Integrated MCPs (External Development)

Five MCP servers we integrate and extend:

• deepl-mcp - DeepL translation API
• hourei-mcp - Japanese legal database
• mermaid-mcp - Mermaid diagram generation
• svelte-mcp - Svelte 5 documentation
• shadcn-svelte-mcp - shadcn/ui v4 components

Learn More

See catalog.md for the complete list and detailed specifications.

What to Read Next

To dive deeper into MCP, explore the following documents.

Goal	Document
Build an MCP	development.md
Explore built MCPs	catalog.md
Understand security	security.md
Choose between Skills/A2A	03-architecture.md
Learn about Skills	what-is-skills.md

Last Updated: 2026-02-12 Repository: ai-agent-architecture